What is your suggestion?:
Allow all players to have their pet insured automatically like OSRS, and then charge a fee to reclaim the pet based on their donator rank.
Is this in OSRS?:
Yes
How would this benefit Alora?:
Most new players would probably assume this is already a thing, since it is in OSRS, and to not make them sad when they find out it's not, let it be insured automatically. We can start at 10m to reclaim per pet and knock it down 1m each time they get up a donator rank, this would make it so eternals end up paying 2m for a reclaim, while red donators pay 9m. Keeps a money sink in game, while also not making players lose pets and making them sad.