Today as a HCIM I decided to spend the 10m to remove my HCIM status in hopes of just being a normal Iron Man. Little did I know, paying the 10m would remove my Iron Man status completely, making me a normal player. I think we should have the option to choose whether we want to pay to downgrade to a normal Iron Man or to remove our Iron Man status completely.
Example:
Hardcore Iron Man > Normal Iron man = 5m
Hardcore Iron Man > Normal Player = 10m
This way if players still want to enjoy the Iron Man experience but with the ability to use banks, then they can do so easily.